About

Business

Residential

Resources

0401 865 892 Book Appointment

Latest Articles from Solve It Finance

Check out the latest blog posts from Solve It Finance

Featured Articles

Image for Smart ways to approach fit out finance for your business

2nd November 2026

Smart ways to approach fit out finance for your business

A practical guide to funding office refurbishments, commercial fitouts, and business space upgrades for businesses in Brabham and surrounding areas.

Image for The Easiest Way to Understand SMSF Loan LVR Limits

30th October 2026

The Easiest Way to Understand SMSF Loan LVR Limits

How loan-to-value ratios work for Self-Managed Super Fund property purchases and what deposit you'll need in Aveley

Image for The Pros and Cons of a 5% Deposit Home Loan

29th October 2026

The Pros and Cons of a 5% Deposit Home Loan

Understanding how low deposit home loans work in Wanneroo, including government schemes, lenders mortgage insurance, and what you need to qualify.

Image for Understanding the basics of Investment Loans

28th October 2026

Understanding the basics of Investment Loans

A practical guide for Bennett Springs buyers considering their first investment property purchase, including loan structures, deposit requirements and local market considerations.

Asset Finance

Image for Smart ways to approach fit out finance for your business

2nd November 2026

Smart ways to approach fit out finance for your business

A practical guide to funding office refurbishments, commercial fitouts, and business space upgrades for businesses in Brabham and surrounding areas.

Image for Understanding the Basics of Medical Equipment Finance

16th October 2026

Understanding the Basics of Medical Equipment Finance

How healthcare practices in Morley can fund ultrasounds, imaging systems, and clinical equipment without depleting working capital or limiting growth.

Image for Beginner's Guide to Medical Fitout Finance

1st October 2026

Beginner's Guide to Medical Fitout Finance

How Wanneroo medical practitioners can fund clinic fitouts, equipment, and refurbishments without exhausting working capital or delaying patient care.

Image for Asset Finance and Credit File Health for Business

23rd September 2026

Asset Finance and Credit File Health for Business

How equipment finance applications affect your credit file and what Landsdale business owners should check before applying for funding

Image for The Easiest Way to Finance Plant & Equipment

3rd September 2026

The Easiest Way to Finance Plant & Equipment

How Brabham businesses access commercial equipment finance for excavators, cranes, trucks, and specialised machinery without tying up working capital.

Image for 10 Ways Asset Finance Transforms Commercial Fitouts

9th August 2026

10 Ways Asset Finance Transforms Commercial Fitouts

How businesses in Malaga are funding shopfitting, equipment installations, and workspace upgrades without draining their operating capital or delaying growth plans.

Image for Everything You Need to Know About Security System Finance

29th July 2026

Everything You Need to Know About Security System Finance

How asset finance helps Dianella businesses install and upgrade security systems while preserving working capital and managing cashflow effectively.

Image for When to Finance Kitchen Equipment for Your Business

28th July 2026

When to Finance Kitchen Equipment for Your Business

How commercial equipment finance helps hospitality and food businesses in Beechboro acquire, upgrade, and manage the cost of essential kitchen assets.

SMSF Loans

Image for The Easiest Way to Understand SMSF Loan LVR Limits

30th October 2026

The Easiest Way to Understand SMSF Loan LVR Limits

How loan-to-value ratios work for Self-Managed Super Fund property purchases and what deposit you'll need in Aveley

Image for When to Use SMSF Loans for Unit Purchases

6th October 2026

When to Use SMSF Loans for Unit Purchases

Understanding Limited Recourse Borrowing Arrangements for unit acquisitions in Brabham and the regulatory changes that now restrict residential property borrowing.

Image for What Are SMSF Loans for Office Buildings

2nd October 2026

What Are SMSF Loans for Office Buildings

How Limited Recourse Borrowing Arrangements work when your Self-Managed Super Fund purchases a commercial property in Dianella

Image for Beginner's Guide to SMSF Commercial Property Loans

29th September 2026

Beginner's Guide to SMSF Commercial Property Loans

How Bennett Springs business owners can use their self-managed super fund to purchase commercial property through a limited recourse borrowing arrangement.

Image for Proven tips to use SMSF loans for vacant land purchase

18th September 2026

Proven tips to use SMSF loans for vacant land purchase

How Limited Recourse Borrowing Arrangements work for vacant land in Aveley and what changed in the residential lending rules from August 2026.

Image for Simple hacks to fund industrial property with super

8th September 2026

Simple hacks to fund industrial property with super

Using a Limited Recourse Borrowing Arrangement to acquire industrial property through your SMSF while managing deposit requirements, loan LVR, and compliance conditions.

Image for Understanding the Basics of SMSF Capital Works Restrictions

6th August 2026

Understanding the Basics of SMSF Capital Works Restrictions

How limited recourse borrowing arrangements restrict property improvements and what that means for fund trustees considering commercial or residential acquisitions.

Image for SMSF Commercial Loans & Business Real Property Rules

13th July 2026

SMSF Commercial Loans & Business Real Property Rules

Understanding the sole purpose test and business real property definition when borrowing through your self-managed super fund in Morley

Image for Avoid These SMSF Mistakes When Buying an Office

1st July 2026

Avoid These SMSF Mistakes When Buying an Office

What Alexander Heights trustees need to know about using a Limited Recourse Borrowing Arrangement to purchase commercial property through their self-managed super fund.

Image for Smart Ways to Buy Investment Property with SMSF Loans

26th June 2026

Smart Ways to Buy Investment Property with SMSF Loans

How Eden Hill investors can use Self-Managed Super Fund loans to purchase commercial property following the residential LRBA ban

Home Loans

Image for The Pros and Cons of a 5% Deposit Home Loan

29th October 2026

The Pros and Cons of a 5% Deposit Home Loan

Understanding how low deposit home loans work in Wanneroo, including government schemes, lenders mortgage insurance, and what you need to qualify.

Image for Proven tips to buy in a stronger school zone

22nd October 2026

Proven tips to buy in a stronger school zone

Moving into a catchment area with reputable schools often means higher property prices, but the right loan structure can make it achievable.

Image for Unlock the Secrets to Tax and Property Home Loans

20th October 2026

Unlock the Secrets to Tax and Property Home Loans

How tax schemes, government guarantees, and the right loan structure can reduce what you pay upfront and over the life of your loan in Wanneroo.

Image for When to Choose Fixed vs Variable for Property Types

12th October 2026

When to Choose Fixed vs Variable for Property Types

Different property types carry different risks, and your loan structure should account for the asset you're securing it against.

Image for The Easiest Way to Choose Between Renting and Buying

7th October 2026

The Easiest Way to Choose Between Renting and Buying

Understanding how home loans, market conditions, and government schemes affect the rent versus buy decision in Bennett Springs and surrounding areas.

Image for Top 10 Ways Downsizing Your Home Unlocks Hidden Equity

28th September 2026

Top 10 Ways Downsizing Your Home Unlocks Hidden Equity

How selling your current property and moving to something smaller can strengthen your financial position while reducing maintenance costs and ongoing commitments in Dianella.

Image for Top Strategies to Maximise Stamp Duty Concessions in WA

21st September 2026

Top Strategies to Maximise Stamp Duty Concessions in WA

How Ballajura first home buyers can reduce upfront costs through targeted duty relief and government schemes in Western Australia.

Image for Proven Tips to Choose Variable Rate Loans at Any Life Stage

16th September 2026

Proven Tips to Choose Variable Rate Loans at Any Life Stage

A practical guide for Bennett Springs residents considering variable home loan products as their financial needs and priorities shift across different decades

Image for Top Strategies to Lock In Stability with Fixed Rate Loans

11th September 2026

Top Strategies to Lock In Stability with Fixed Rate Loans

Understand how fixed rate home loan features protect your repayments and which structures work for buyers in Ellenbrook's growing market.

Image for Top tips to understand variable rate home loans

4th September 2026

Top tips to understand variable rate home loans

Variable rate home loans offer flexibility that suits buyers who value repayment options and offset features over rate certainty.

Image for Rentvesting in Dayton: 10 Ways to Enter the Market Sooner

2nd September 2026

Rentvesting in Dayton: 10 Ways to Enter the Market Sooner

How buying an investment property while renting elsewhere lets Dayton residents build equity without compromising lifestyle or delaying ownership further.

Image for Rate Lock-ins and Break Costs: How They Operate

31st August 2026

Rate Lock-ins and Break Costs: How They Operate

Fixed rate home loans offer stability, but breaking the contract early can trigger significant costs that many Bennett Springs borrowers don't see coming.

Image for Top Strategies to Tackle Housing Affordability in Malaga

26th August 2026

Top Strategies to Tackle Housing Affordability in Malaga

How Malaga buyers are using targeted loan structures, government schemes, and deposit strategies to secure property ownership in a changing market.

Image for Top Tips to Structure a Family Loan Agreement

25th August 2026

Top Tips to Structure a Family Loan Agreement

How to document a family loan for your home purchase while meeting lender requirements and protecting everyone involved

Image for Proven Tips to Finance a Terrace House in Caversham

24th August 2026

Proven Tips to Finance a Terrace House in Caversham

What lenders assess when approving home loans for terrace properties and how to position your application for stronger lending outcomes.

Image for Common Mistakes When Buying a Home Closer to Family

4th August 2026

Common Mistakes When Buying a Home Closer to Family

What Bennett Springs buyers need to know about securing finance to relocate near relatives without compromising their borrowing position.

Image for Top tips to understand and reduce LMI costs

3rd August 2026

Top tips to understand and reduce LMI costs

How Lenders Mortgage Insurance works, what it costs, and when Alexander Heights buyers can avoid or reduce this expense.

Image for Top tips to secure a home loan for vacant land

31st July 2026

Top tips to secure a home loan for vacant land

Borrowing for vacant land in Dayton requires different loan structures, deposit levels and lender criteria than established housing

Image for Common Mistakes When Choosing Variable Rate Loan Features

30th July 2026

Common Mistakes When Choosing Variable Rate Loan Features

Understanding which variable rate features actually reduce your borrowing costs and which ones add complexity without delivering value for Malaga property buyers.

Image for How to Finance a Semi-Detached House in Henley Brook

22nd July 2026

How to Finance a Semi-Detached House in Henley Brook

Understanding loan structures, deposit requirements, and lender policies for semi-detached properties in this established Swan Valley suburb.

Image for Unlock the Secrets to Extra Repayment Strategies

19th July 2026

Unlock the Secrets to Extra Repayment Strategies

How owner-occupiers in Bennett Springs can use offset accounts, split loans, and planned contributions to build equity and reduce interest costs over time.

Image for Understanding the Basics of Two Bedroom Home Loans

17th July 2026

Understanding the Basics of Two Bedroom Home Loans

A practical guide to financing a two bedroom property in Landsdale, covering loan structures, deposit requirements, and lender considerations for smaller dwellings.

Image for How to Structure a Family Loan Agreement for Property

7th July 2026

How to Structure a Family Loan Agreement for Property

Family guarantees and gift funds can unlock property ownership, but only when documented correctly to protect everyone involved and satisfy lender requirements.

Image for Why Should Eden Hill Buyers Consider Pre-Approval First

6th July 2026

Why Should Eden Hill Buyers Consider Pre-Approval First

Understanding how home loan pre-approval strengthens your position when buying property in Eden Hill and the surrounding Perth northern suburbs.

Image for When to Refinance for a Lower Rate

3rd July 2026

When to Refinance for a Lower Rate

Understand whether your current rate is costing you more than it should and when switching lenders makes financial sense.

Image for Everything You Need to Know About Holiday Home Loans

29th June 2026

Everything You Need to Know About Holiday Home Loans

Financing a second property requires different loan structures, deposit levels, and rate considerations than your primary residence.

Investment Loans

Image for Understanding the basics of Investment Loans

28th October 2026

Understanding the basics of Investment Loans

A practical guide for Bennett Springs buyers considering their first investment property purchase, including loan structures, deposit requirements and local market considerations.

Image for Top tips to maximise negative gearing on your investment

26th October 2026

Top tips to maximise negative gearing on your investment

How Malaga property investors structure loans and claims to turn rental losses into tax advantages before the rules change

Image for Investment Loan Costs and Common Fixed Rate Mistakes

21st October 2026

Investment Loan Costs and Common Fixed Rate Mistakes

Understanding upfront fees, fixed rate break costs, and ongoing charges that affect returns on Bennett Springs investment properties.

Image for Variable Investment Loans and Offset Accounts Explained

15th October 2026

Variable Investment Loans and Offset Accounts Explained

How variable rate investment loans work with offset accounts, what they cost, and whether the structure suits your Eden Hill property strategy.

Image for Unlock the Secrets to Property Investment Challenges

8th October 2026

Unlock the Secrets to Property Investment Challenges

How Caversham investors overcome borrowing limits, serviceability constraints, and tax changes when building a rental property portfolio in Australia.

Image for Everything you need to know about property portfolios

16th September 2026

Everything you need to know about property portfolios

How investors in Malaga structure borrowing across multiple properties, from first investment to long-term portfolio strategy and equity release.

Image for Property Values and Interest Rate Changes for Investors

7th September 2026

Property Values and Interest Rate Changes for Investors

Understanding how rate movements affect your investment loan strategy and property acquisition decisions in Ellenbrook's evolving market.

Image for Understanding the Basics of Fixed Rate Investment Loan Costs

27th August 2026

Understanding the Basics of Fixed Rate Investment Loan Costs

A guide to the fees, charges and cost structures that apply when you fix the rate on a residential investment property loan in Australia.

Image for Do You Know When to Buy Investment Property in Caversham?

14th July 2026

Do You Know When to Buy Investment Property in Caversham?

Timing your purchase around new legislation, serviceability rules, and local market conditions can determine whether your Caversham investment property delivers returns or losses.

Image for The Easiest Way to Finance an Investment Property

9th July 2026

The Easiest Way to Finance an Investment Property

A practical guide for Landsdale property investors on securing the right investment loan, understanding current lending rules, and structuring finance that supports your portfolio goals.

Construction Loans

Image for What are Construction Loans for House & Land Packages

27th October 2026

What are Construction Loans for House & Land Packages

How progressive drawdown finance works when you purchase land and build a new home in Alexander Heights and what to prepare before applying.

Image for Simple hacks to reduce construction loan risks

14th October 2026

Simple hacks to reduce construction loan risks

Construction projects in Caversham carry specific financial exposures that can blow out budgets if you don't lock in the right protections before settlement

Image for Beginner's Guide to Building Your Dream Home

1st September 2026

Beginner's Guide to Building Your Dream Home

Construction loans provide staged funding to build a custom home in Morley, with interest charged only on amounts drawn during the build.

Image for Everything You Need to Know About Custom Home Finance

23rd July 2026

Everything You Need to Know About Custom Home Finance

How construction loans work when you're purchasing land and building a custom home in Noranda, from progressive drawdowns to settlement.

Image for Construction Loan Documentation: The Essentials and Pitfalls

16th July 2026

Construction Loan Documentation: The Essentials and Pitfalls

Understanding what lenders require before approving construction finance, and why missing documents can delay your project by weeks or months.

Business Loans

Image for Do You Know What Buying a Pharmacy Building Really Costs?

23rd October 2026

Do You Know What Buying a Pharmacy Building Really Costs?

A professional guide to securing commercial finance for pharmacy property purchases in Aveley and surrounding suburbs.

Image for Top tips to understand business loan fees & charges

9th October 2026

Top tips to understand business loan fees & charges

What you'll actually pay when borrowing for your business, from application fees to ongoing costs and how they vary across lenders.

Image for Common Mistakes When Preparing Business Loan Documents

30th September 2026

Common Mistakes When Preparing Business Loan Documents

Understanding what lenders require and how to present your application correctly can determine whether your business secures funding or faces delays and rejection.

Image for When to Use a Secured vs Unsecured Business Loan

25th September 2026

When to Use a Secured vs Unsecured Business Loan

Understanding which loan structure works for purchasing a gym facility and why collateral changes your borrowing options in Ballajura's fitness market.

Image for What are Start-up Business Loans and How Do They Work?

15th September 2026

What are Start-up Business Loans and How Do They Work?

How Wanneroo start-ups can access finance without trading history, and what lenders look for when secured assets aren't available.

Image for Top tips to hire additional staff with a business loan

27th July 2026

Top tips to hire additional staff with a business loan

How Wanneroo business owners can structure finance to bring on new team members while maintaining operational cash flow and positioning for growth.

Image for The Easiest Way to Fund a Childcare Centre Purchase

23rd July 2026

The Easiest Way to Fund a Childcare Centre Purchase

Understanding commercial lending options, loan structures, and approval requirements when buying a childcare centre in Eden Hill and surrounding areas.

Commercial Property Finance

Image for Avoid these 5 Mistakes When Buying a Commercial Strata Unit

19th October 2026

Avoid these 5 Mistakes When Buying a Commercial Strata Unit

Understanding deposit requirements, valuation processes, and lease structures can save you tens of thousands when purchasing commercial strata property in Malaga.

Image for Guide to Financing a Healthcare Property Purchase

20th August 2026

Guide to Financing a Healthcare Property Purchase

What Brabham investors and practitioners need to understand about commercial property finance when purchasing medical centres, clinics, and healthcare facilities.

Image for Everything You Need to Know About Commercial Property Finance

18th August 2026

Everything You Need to Know About Commercial Property Finance

Purchasing commercial property to relocate your business in Dianella requires different finance structures, deposit requirements, and loan terms than residential lending.

Image for Understanding the Basics of Commercial Renovation Finance

13th August 2026

Understanding the Basics of Commercial Renovation Finance

How business owners in Alexander Heights can structure loans to fund property improvements, manage cashflow during works, and avoid common valuation and funding gaps.

Image for Everything You Need to Know About Commercial Vacant Land Finance

5th August 2026

Everything You Need to Know About Commercial Vacant Land Finance

How finance works when purchasing commercial vacant land in Noranda and what lenders look for before approving your application.

Image for Top Strategies to Finance a Commercial Investment Property

3rd August 2026

Top Strategies to Finance a Commercial Investment Property

A practical guide for Brabham-based buyers looking to secure finance for commercial property investment, from office warehouses to strata units.

Refinancing

Image for Understanding the Basics of Refinancing Investment Property

13th October 2026

Understanding the Basics of Refinancing Investment Property

How Beechboro investors can reduce loan costs, access equity, and improve cashflow through strategic investment property refinancing.

Image for Understanding the Basics of Refinancing & Saving

5th October 2026

Understanding the Basics of Refinancing & Saving

How refinancing your mortgage works, when it makes financial sense, and what Henley Brook homeowners need to know before switching lenders.

Image for Avoid These 5 Refinance Mistakes When Chasing Lower Rates

10th September 2026

Avoid These 5 Refinance Mistakes When Chasing Lower Rates

How Malaga homeowners can secure a lower interest rate without triggering hidden costs or approval delays that wipe out potential savings.

Image for Simple hacks to switch from fixed to variable rates

9th September 2026

Simple hacks to switch from fixed to variable rates

Your fixed rate period is ending and you're weighing up whether to refinance to a variable rate or lock in another fixed term.

Image for Top Strategies to Refinance for a Lower Interest Rate

19th August 2026

Top Strategies to Refinance for a Lower Interest Rate

How Aveley property owners can reduce monthly repayments and loan costs by switching to a more competitive home loan rate.

Image for When to Refinance & Access Equity for Investment

12th August 2026

When to Refinance & Access Equity for Investment

A practical guide to using your property equity to fund your next investment, including timing, valuation considerations, and how refinancing works in Ballajura.

Image for Everything You Need to Know About Refinancing to Consolidate Debt

11th August 2026

Everything You Need to Know About Refinancing to Consolidate Debt

How refinancing your home loan to consolidate debt can improve cashflow, reduce interest costs, and put you back in control of your finances.

First Home Buyers

Image for Variable Rate Loans & What First Home Buyers Should Know

24th September 2026

Variable Rate Loans & What First Home Buyers Should Know

How offset accounts, redraw facilities and flexible repayment features in variable rate home loans work for buyers entering Aveley's housing market

Image for The Easiest Way to Avoid First Home Buyer Mistakes

22nd September 2026

The Easiest Way to Avoid First Home Buyer Mistakes

Common pitfalls that delay settlement or increase costs for first home buyers in Wanneroo, and how to avoid them from the start.

Image for Fixed Rate Loans for First Home Buyers in Dayton

14th September 2026

Fixed Rate Loans for First Home Buyers in Dayton

How to choose the right fixed term for your first home loan and avoid common loan structure mistakes in Dayton

Image for First Time Buyer Challenges & What Not to Overlook

28th August 2026

First Time Buyer Challenges & What Not to Overlook

Brabham first home buyers face specific hurdles when entering the property market, from deposit structuring to managing closing costs that can derail settlement.

Image for Smart ways to approach fixed and variable home loans

20th August 2026

Smart ways to approach fixed and variable home loans

Understanding fixed, variable, and split home loan structures helps first home buyers in Ballajura make informed decisions that match their financial circumstances and goals.

Image for Avoid These 7 First Home Buyer Mistakes in Dayton

14th August 2026

Avoid These 7 First Home Buyer Mistakes in Dayton

Learn how to navigate low deposit options, stamp duty concessions and Home Loan applications without the common pitfalls that delay settlement.

Image for Avoid These 3 Mistakes with Variable Rate Loans

15th July 2026

Avoid These 3 Mistakes with Variable Rate Loans

How first home buyers in Ballajura can use extra repayments and variable rate features to cut years off their loan without locking themselves in.

Image for Do you know how Fixed Rate Loan Terms work?

8th July 2026

Do you know how Fixed Rate Loan Terms work?

A practical guide for Dianella first home buyers considering fixed rate options and what to expect when the term ends.

Image for Do you know the Differences Between Fixed & Variable Rates?

30th June 2026

Do you know the Differences Between Fixed & Variable Rates?

Understanding fixed, variable, and split loan structures can help first home buyers in Ellenbrook make informed decisions about their home loan application.

Recent Articles

Image for Simple hacks to avoid first home buyer mistakes

16th August 2026

Simple hacks to avoid first home buyer mistakes

Common missteps can cost Dianella first home buyers thousands or delay settlement. Knowing what to watch for makes the difference.

Image for Everything You Need to Know About Refinancing to Buy

1st July 2026

Everything You Need to Know About Refinancing to Buy

How refinancing your Ballajura property can unlock the equity you need to purchase a second home or investment property without starting from scratch.

Ready to chat to one of our team?

Book Appointment

Contact

20 Capricorn Crescent, Bennett Spring WA 6063

Solve It Loans Pty Ltd ABN: 51 683 581 777. Credit Representative #566094 is authorised under Australian Credit Licence #384704.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.